Activity Days Mother/Daughter Budget Activity

I have a great activity for those of you in Activity Days and even Young Women’s. 
When I was the Activity Day Leader I decided to do a Mother/Daughter activity on budgeting.
The activity turned out great and the girls had a blast (and the Mothers did too)!
For this activity the girls will get a little glimpse of how important budgeting is. They will receive a paycheck and then have to fill out a budget and be tested on how well it works. Sound fun? Keep reading!

Here’s what we did!
In the cultural hall I had several tables set up as stores and stations. We had a Real Estate/Utilities office, Entertainment Store, Car Dealership, etc.
To begin our activity I had the girls look over the price list and decide what kind of house they wanted (rent, small house, large house), type of car: used, new, ride bus, or bicycle, etc. They had to decide what things they wanted/needed and then filled out their budget. We even had some fun entertainment and clothing options for them to spend their money on. 
Instead of actual movie tickets and clothes I just printed a picture of each item and price and attached it to a piece of candy.

In the corner was a small table with a sign that said ‘Tithing’. I didn’t encourage the girls to pay their tithing because I wanted them to decide for themselves (or let their mothers help them decide).

I threw some Chance Cards into the mix. The girls were faced with good and bad surprises throughout the activity. I had several chance cards at each table and told my helpers to hand them out randomly. 
But the chance cards at the Tithing table were all good chance cards. I wanted to teach the girls that when we pay our tithing we are blessed. It may not be in the exact way as on the Chance cards, but we are blessed for paying our tithing.

If the girls didn’t pay a bill or didn’t buy gas they would be charged a late fee or would run out of gas and would then have to call a tow truck. 🙂
When I did this activity I made little checkbooks for each girl. I found out that having the girls write checks was a little too difficult and time consuming. So, if you want to do this activity I would definitely recommend using play money or just print out some fake money.
My activity was a little chaotic mainly because I had 16 girls show up and only 2 mothers, so lots of girls needed help. So, be sure you have the Mothers come and help their daughters out.

Closing Activity
At the end of our activity I had the girls sit down and talk about what they learned. I then told them that for dessert we would be having Banana Splits, they loved that! But we were having Banana Splits to help us remember what we learned. I came up with an acronym and created a little handout for each girl.

Save & Set limits
Live withing your means
Impulse buying is bad!
Track your expenses & pay Tithing!

After we went over our fun little acronym each girl and Mother got to come up and make their own banana split.

Even though my activity didn’t go as smoothly as I had hoped, it was still a huge success. My activity days girls loved it and I even had the Mothers say how much they loved it also. 
Do you want to have your own Mother/Daughter Budget Activity?
I have some great printables for you then. Just click the link below. Included are:

 Activity Instructions
Store/Station Prices
Helper Instructions
Payment Checklist
Budget Form
Expense Sheets
Chance Cards 
S.P.L.I.T Handout 

Have a great day!



Hi! I’m Sheena, the blogger behind Little LDS Ideas. I love sharing LDS Ideas and printables to help make your life and calling a little bit easier. I am a mother to 4 and a wife to one amazing guy. In addition to being busy with blogging and being a wife/mother, I am also in school. Studying and homework keeps me busy, but I love it. Thanks so much for stopping by! ♥


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  1. 😮 omygosh, I love this! I homeschool, and was wondering if you minded if I adapted this for my daughter?? Love your blog, I will be back!

    1. Kitty,
      I know you commented forever ago, but I thought I would finally reply. 🙂 I don’t mind if you adapt it. I think it’s a great activity to teach any child/youth about money. Have fun!

  2. I’ll definitely share this wonderful idea to my wife and daughter.

  3. This is great and I think I’m going to use it for a FHE soon but just a question – how did you deterimine how much money each girl got at the begining of the activity. I don’t see that listed – unless I totally missed it. Thanks Rebecca

    1. Hi Rebecca,
      I think I just added up the most expensive of all the items, and then gave the girls about that much money or maybe a little bit more than that. That way if they chose the most expensive of everything they wouldn’t have as much money to spend on other things. Hope that helps. 🙂

  4. Kim

    This is amazing, thank you so much for sharing. I’m planning to do this in Activity Days this year – I have both boys & girls as I’m from England so can’t wait to see who does best!!

  5. Anonymous

    This is a very good idea. I did it with our girls and came off great. Thanks for this great activity.

  6. Danielle Pies

    This is such a great activity. I was able to print everything except the handout. Please help me.